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年底前金融業籌資潮再起，迷你倉泛公股的華南銀行昨（15）宣布，計劃發行金融債150億元，一方面為強化資本結構，也同時為布局大陸進行準備。華銀之外，包括遠東、中信與兆豐等集團旗下子公司，目前均就辦理增資或發債進行籌備工作。華銀主管表示，董事會已通過此計畫，預計發行5年期的金融債，關於發債的目的，主要是因為明年有一筆約100億長期金融債，即將到期。另外，強化銀行端的資本適足率，和未來擴充業務規模進行準備，也是發債的目的之一。另據了解，華銀此次發債也有為布局大陸準備的用意。因為華銀大陸第二家分行—上海分行一旦獲准開業，將進一步尋找第三家、第四家分行，同時也不放棄參股陸銀的機會，這些都是華銀選在利率偏低的此時，提前儲備銀彈的動機之一。華銀主管透露，此次儲存債以新台幣計價債券為主，但也不排除採發行其他外幣計價的等值金融債，「只要利率合理的話，也考慮直接發行寶島債」。此外，同屬泛公股行庫的兆豐金，將在下月中旬完成215億元現金增資，只要如期完成增資，將先轉增資子公司兆豐銀150億元，以為海外併購、布局準備，部分資金也可用來贖回將到期的台企銀可轉債。接連併購宏利人壽、台灣人壽的中信金控旗下中信人壽，同樣加入增資行列。中信金日前公告，中信人壽將以私募方式辦理普通股現金增資，每股價格約20.69元，增資規模高達150億元。今年以來籌資最為頻繁的金融機購，當屬遠東集團下的遠東商銀，今年以來陸續辦理私募，發行規模100億元、40億元的金融次順位債，10月又再度通過50億元發債計畫，前後合計規模近200億元。mini storage

Source: Albuquerque Journal, N.迷利倉M.Nov. 15--It's looking like the proposal to ban abortions after 20 weeks of pregnancy will draw more voters to the polls than the mayor's race did.City Clerk Amy Bailey said nearly 37,000 voters have turned out for early voting so far, with one day to go. That's about 10,000 more than participated in early voting in last month's regular city election.Brian Sanderoff, president of Research & Polling Inc., said he expects overall turnout in the election to climb above the 20 percent level from last month, when 71,000 people voted.It's not too late to vote early.A dozen sites are open today from 9 a.m. to 6 p.m.Bailey said people should know beforehand how they intend to vote. The entire ordinance is printed on the ballot, which has confused some voters.Also, after election workers issue a ballot to you, you can't change your mind and decide to vote later or take it home.Don't forget: A photo ID is required to vote in city elections.The early polling locations are:--Venture Commerce Center, 9674-3 Eagle Ranch NW--Don Newton/Taylor Ranch Community Center, 4900 Kachina NW--Shops @ 98th and Central, 120 98th NW, A5--West Mesa Community Center, 5500 Glenrio NW--Office of the City Clerk, 600 Second NW, seventh floor--City of Albuquerque Records Center, 604 Menaul NW--North Domingo 迷你倉aca Multigenerational Center, 7521 Carmel NE--Glenwood Village Shopping Center, 4710 Tramway NE, C-4--Montgomery Crossing Shopping Center, 8510 Montgomery NE--Daskalos Plaza, 5339 Menaul NE--Manzano Mesa Multigenerational Center, 501 Elizabeth SE--Cesar Chavez Community Center, 7505 Kathryn SESupporters of the 20-week abortion ban say their campaign website was hacked and that emails intended for supporters had been directed instead to the rival campaign, which opposes the ordinance.They said a link on their site allows people to send them email messages. But if clicked, the link actually calls up a blank message addressed to the rival campaign."We have reported this criminal behavior to the FBI as a cybercrime," spokeswoman Tara Shaver said in a written statement.Opponents of the ban, meanwhile, say they haven't received any unintended messages and that they changed their email address "to avoid unwanted communications," spokesman Micah McCoy said.The campaign, he added, "has zero interest in receiving email from people who are not aligned with our goal of defeating" the measure.Contact Dan McKay at dmckay@abqjournal.com.Copyright: ___ (c)2013 the Albuquerque Journal (Albuquerque, N.M.) Visit the Albuquerque Journal (Albuquerque, N.M.) at .abqjournal.com Distributed by MCT Information Services自存倉

The Decision on Major Issues Concerning Comprehensively Deepening Reforms was adopted at the close of the Third Plenary Session of the 18th CPC Central Committee on Tuesday.儲存 The following is an abridged version of the full text of the document:I—Significance and principles1. Reform and opening-up has been a crucial choice that China has made regarding its destiny in modern times. But there can never be an end to the need for the emancipation of individual thought or for continuing reform and opening-up. China must deepen its all-round reform with a new starting point.2. China must stick to the socialist market economy as the orientation of its reform, must promote social fairness and justice and must seek to advance the well-being of the people. The general purpose of deepening its all-round reform is to develop socialism with Chinese characteristics, to advance modernization in the State governance system and governance capability. The basic economic system should evolve on the decisive role of the market in resource allocation. Political reform must evolve around the leadership of the Communist Party of China and advance the institutionalization of socialist democracy. Cultural reform must evolve around the socialist core value system. Social reform must evolve around the protection and improvement of the people’s livelihood and advance fairness and justice. The development of an eco-conscious civilization must evolve around the building of a beautiful China. The reform of Party building must evolve on the effort to raise the level of governance to be scientific, democratic and according to the law.3. The reform of the economic system is the focus of all the efforts to deepen the all-round reform.4. The successful experience of the past reform and opening-up must be built upon. Decisive results are to be obtained in key areas in 2020.II—Basic economic systemChina’s economic system is one with public ownership serving as its main body but allowing for the development of all types of ownership. Both public and non-public ownership are key components of China’s socialist market economy.5. Complete the property rights protection system. Property rights are the key factor of ownership. The property rights of the public economy are inviolable, as are the property rights of the non-public economy. The government protects the property rights and legitimate interests of all kinds of ownership by ensuring that various ownerships have equal access to production factors, open and fair market competition and the same legal protection and supervision.6. Actively develop a diversified ownership economy. Diversified ownership integrated by State capital, collective capital and private capital is the prime method for materializing the basic economic system, helping improve functions, increase value and promote the competitiveness of State capital. Allow more State-owned enterprises and other ownership enterprises to develop into mixed-ownership enterprises. Non-State shares will be allowed in State capital investment projects. Mixed-ownership enterprises will be allowed to utilize employee stock ownership to form a vested community of capital owners and workers. Improve the State-owned assets-management system and strengthen State-asset supervision by focusing on capital management. Establish a number of State-owned capital operating companies and back the transformation of qualified State-owned enterprises into State-owned investment companies. Transfer some State-owned capital to social security funds. Improve the State-owned capital operation budget system and increase the proportion of State capital gains paid in public financing to 30 percent by 2020, which will be used to ensure and improve people’s livelihoods.7. Push for a modern system for State-owned enterprises. Accurately define the functions of different SOEs. Increase State capital’s contribution to public services. In the natural monopoly industries held by State capital, the separation of government and enterprises, of government and funds, and of franchise operation and government supervision are the main thrust of the reform. Further break all forms of administrative monopoly. Improve coordinated and effective corporate governance structure. Establish a professional management system. Establish long-term incentive and restraint mechanisms, strengthen SOE’s investment accountability and explore ways to publicize important information, including SOEs’ financial budgets. State-owned enterprises should reasonably increase the proportion of market-oriented recruitment, reasonably determine and strictly regulate SOE executives’ wage levels, and position benefits, consumption and business spending.8. Support the healthy development of the non-public economy, which will play an important role in fostering growth, promoting innovation, expanding employment and increasing tax revenues. Adhere to the equality of rights, equality of opportunity and equality of rules; abolish all forms of unreasonable regulations on the non-public economy, eliminate hidden barriers and fix specific measures promoting non-public enterprises entering franchising fields. Encourage non-public enterprises to participate in SOE reform, encourage their capital holdings of diversified-ownership enterprises and encourage qualified private enterprises to establish modern enterprise systems.III—Modern market systemEfforts are to be made to build a market system that is uniform but open, orderly and competitive.9. Make market rules that are fair, open and transparent. Implement a unified market entrance system, with market players of all kinds able to enter equally and legitimately into areas that are not on the negative list. Reform the market regulation system, erasing regional protection, illegitimate favorable policies and monopoly. Perfect the market exit mechanism to promote the survival of the fittest.10. Perfect a mechanism where prices are determined by the market. Any price that can be affected by the market must be left to the market. Push ahead with price reforms of water, oil and natural gas, electricity, transportation and telecommunication. Areas in which the government sets prices will be confined to public utilities, public service and areas that are naturally monopolized.11. Form a construction-land market that unifies urban and rural areas. Allow the sale, leasing and demutualization of rural, collectively owned buildable land under the premise that it conforms to planning. Enlarge the area in which State-owned land can be leased. Reduce land allocation that does not promote public welfare.12. Improve financial markets. Further open up the financial industry. Allow qualified private capital to set up financial institutions such as small- and medium-sized banks, under enhanced supervision. Push ahead with reform of policy-based financial institutions. Promote reform toward a registration-based stock-issuing system and increase the proportion of direct financing. Improve market-based exchange rate formation mechanisms for the renminbi. Accelerate interest rate liberalization and capital-account convertibility. Build a deposit insurance system and complete the market-based exit system for financial institutions.13. Deepen science and technology system reform. Set up and complete a system that encourages innovation. Perfect a market-based system that encourages technological innovation. Strengthen intellectual property application and protection. Explore ways to set up intellectual-property courts. Break executive-leading and departmental segmentation, building a system where the market decides innovation program selection, resource allocation and result assessment. Improve the venture capital system, innovate business models and promote capitalization and industrialization, and scientific and technological achievements.IV—Government roleThe government must effectively shift its role by building itself into a service-type government that bases its functions on the law.14. Improve macroeconomic regulation and control. Government review and approval procedures will be removed for investors except in areas relating to national security, ecological safety, important arrangements for manufacturing capacity, development of strategic resources and crucial public interests. Establish and improve the long-term mechanism to prevent overcapacity in manufacturing sectors. Form a comprehensive assessment system for officials’ performance to rectify the one that overemphasizes GDP growth. Produce charts of assets and debts of central and local governments, and set up integrated credit and real-estate data platforms.15. Perform government duties comprehensively and correctly. Further deepen the reform of administrative review and approval procedures, and reduce the central government’s control over market operations to a minimal level. The government should withdraw from business activities that can be regulated and modulated by market rules. Competition must be introduced and strengthened in the government’s purchase of services. Gradually abrogate the administrative rank of publicly funded organizations and set up a registration mechanism for such organizations.16. Streamline government structure. Actively and steadily carry out reform that merges ministries that have overlapping functions. Encourage some provinces to explore provincial government’s direct administration of cities or counties. Strictly control the number and expense of government employees.V—Fiscal and tax systemThe fiscal and taxation system is an important guarantee of State governance. It must balance the interests of central and local governments.17. Improve the budgetary system. Establish a standard and reasonable debt-management system for central and local governments and a risk-alert system. In principle, a shortfall in local government should be filled by general transfer payments. Clean, merge and standardize special transfer payments.18. Improve the taxation system. Perfect the local taxation base by gradually raising the share of direct taxation. Advance value-added tax reform and simplify rate levels, and adjust the scope and rate of the consumption tax. Energy and pollution-intensive products and high-end consumer products will be subject to a consumption tax. Also, Accelerate property-tax legislation and related reform at an appropriate time. Change the current environmental-protection fee into an environment tax.19. Establish a system in which the government’s administrative authority is commensurate with its spending responsibility. Increase the administrative authority and spending responsibility of the central government. The central government will oversee expenditure for defense, diplomacy, national security and other issues related to national market rule and management. Keep the current fiscal power of central and local governments stable. Close the fiscal revenue divide between central and local government.VI—Urban-rural developmentThe existing urban-rural dual structure is a main obstacle to integrated development. Efforts must be made to allow farmers to participate in China’s modernization.20. Accelerate the building of a new agricultural-operation system based on a mix of family, collective, cooperative and enterprise operations. Land-contracting rights will be protected. Farmers are allowed to become shareholders in the agriculture-industrialization via their land-contracting rights. Private capital is encouraged to invest in a modern planting and breeding industry, and for introducing modern production and management methods.21. Farmers will be given more property rights. They are encouraged to develop a shareholding system from which they can realize benefits. Meanwhile, they can also sell a share or take it as collateral or warranty. They also have the right of succession. Moreover, the homestead system in rural areas will be improved, and farmers’ usufruct rights of homestead will be ensured. A pilot program will be carried out in some areas to discover other channels for improving farmers’ income. A rural property-rights trading market will be established.22. A more balanced allocation of public resources between urban and rural areas will be promoted. Migrant workers should get the same pay for the same job. Farmers should receive a fair share of the profits from land-value appreciation. Deposits in rural financial institutions should be mainly used to finance the development of agriculture and rural areas. The agricultural subsidiary system and insurance system will be improved. Social-capital investment is encouraged for construction in rural areas.23. Build a healthy urbanization that puts people at the center. Reform of the hukou (or household registration) system will be accelerated to help farmers become urban residents. The country will relax overall control of farmers settling in towns and small cities, and relax restrictions on settling in medium-sized cities in an orderly manner. China should set reasonable requirements for rural residents to obtain hukou in large cities, and strictly control the size of population in megacities. Efforts should be made to make basic urban public services available to all permanent residents in cities, including all rural residents. This includes the affordable-housing system and the social security network.VII—Further opening-upEfforts are to be made to facilitate overseas companies’ entry to China and Chinese companies’ expansion abroad.24. Widen investment access. The finance, education, culture and medical sectors will enjoy an orderly opening-up to market access, while nursery, pension, architecture design, accounting and auditing, trade and logistics, and e-commerce investment restrictions will be eased. Further liberalization will be achieved in general manufacturing, and the streamlining of special customs supervisory areas will be accelerated. Based on practices in the China (Shanghai) Pilot Free Trade Zone, a number of qualified areas will be built into FTAs. Enterprises and individuals will be encouraged to invest overseas and undertake contract and labor coop迷你倉ration projects at their own risk, through greenfield investment, mergers and acquisitions, equities and joint investment. Investment treaty negotiations with other countries and regions will be expedited.25. Construction of free-trade zones will be sped up, with adherence to the rules of world trade system and insistence on bilateral, multilateral and regional cooperation. Reforms will be carried out in market access, customs supervision and inspection and quarantine management. Negotiations in emerging issues such as environmental protection, investment protection, government procurement and e-commerce will be accelerated to form a global, high-standard network of free trade zones.26. Inland and border areas will be further opened up. With the formation of industrial clusters, inland cities will be encouraged to open international passenger and cargo air routes, and develop multimodal transportation. An exchange of information, mutual recognition of supervision and assistance in law enforcement will be achieved among coastal border clearance and port management departments. Special methods and policies will be implemented at key borders, and in bordering cities and economic cooperation zones to promote personnel exchanges, logistics and tourism. Financial institutions focusing on development will be established to accelerate infrastructural connections among neighboring countries and regions.VIII—Political systemEfforts are to be made to uphold and improve the People’s Congress system, the CPC-led multi-party cooperative system and political consultative system, the system of autonomous government in ethnic areas, and the system of grassroots-level mass autonomous government.27. Push forward the system of people’s congresses to keep up with the times. The quality of legislation should be improved to prevent local protectionism and prevent some departments from legalizing their interests. People’s congresses should provide more supervision of the government’s financial budget and State-owned assets. Governments at all levels must report to the local people’s congresses before adopting important policies.28. Push forward the multi-layer development of the consultative democracy system. Enhance the construction of new types of think tanks with Chinese characteristics. Promote a consultative policy system. Strengthen and develop equal, unified and harmonious ethnic relationships. Governments should seek advice from the local Chinese People’s Political Consultative Conference before making important decisions.29. Develop grassroots democracy. Improve the system of grassroots election, discussion, publicity and responsibility. Improve supervision by urban residents and villagers. Improve the democratic management system, such as the workers’ representative conferences, in companies and government institutions.IX—Rule of lawEfforts are to be made to deepen the reform of the justice system, to protect the people’s rights and let the masses feel equality and justice in every court verdict.30. Uphold the Constitution and laws. Establish a system of legal counsel and improve the review mechanisms on regulations. Give big cities the right to make regulations.31. Deepen reforms of administrative law enforcement. Centralize administrative powers and allocate more law enforcement resources in key areas, including food production, medicine production and environmental protection. Improve the service quality of urban management.32. Ensure independence and fairness in courts and prosecuting bodies. Unify the management of staff members and properties of courts and procuratorates below the provincial level. Separate the jurisdiction of courts from administrative divisions.33. Let the judicial system be more transparent. Record and keep all court files. Strictly regulate procedures of sentence commuting, parole and medical parole.34. Boost the judicial system to protect human rights. Improve mechanisms to avoid false accusations and confessions obtained through torture. Gradually reduce the number of charges that could lead to a death penalty. Laojiao, or re-education through labor, will be abolished. Meanwhile, strengthen the judicial relief and legal aid system.X—supervision of powerThe key to empowering the system is to keep it open and easy to monitor by the people and to have a complex system governing its proceedings.35. Establish a scientific and effective means of power restriction, with a coordination mechanism. Improve the leadership system of the Party and the State, and insist on enforcing the principle of democratic centralism. Specify the responsibilities and scope of power of officials at various levels. Provide a list of the powers of local governments and affiliated bodies at various levels.36. Enhance innovative systems for identifying corruption. Anti-corruption responsibility belongs to the Party committee, with the commission for discipline inspection being responsible for supervision. Ensure that the Central Commission for Discipline Inspection sends discipline inspectors to central-level Party and government organs and exercises unified management.37. Normalize a system for improving the work style of officials and government departments. Speed up reform to fight formalism, bureaucracy, hedonism and extravagance. Reduce meetings and simplify official documents. Improve the financial budgeting process, along with approval and audit systems, and focus on the control of administrative expense. Reform the evaluation process for officials and focus on solving the problem of vanity projects.XI—Cultural systemBuilding a culturally strong country, and increasing its cultural power is the root of China’s cultural development.38. Transfer the role of the government from being the provider of cultural products to the manager. Improve the mechanism for dealing with emergencies on the Internet. Institutionalize the government information release system and standardize the vocational qualifications of journalists.39. Further transform State-owned, for-profit cultural institutions into enterprises. Encourage the development of non-public-owned cultural enterprises, allowing them to participate in overseas publishing and online publishing. Expand government subsidies and procurement, and strengthen copyright protection.40. Build a modernized public cultural services system. Establish a feedback mechanism to ensure that cultural programs can effectively meet the demands of the people. Encourage social forces and capital investment in cultural services. Cultivate nonprofit organizations.41. Further open up cultural markets by enlarging the scope of cultural exchanges. Support key media to expand cultural exchange into national and international markets.XII—Social servicesReform is to be quickened to allow more benefits from the development to be more equally shared by all people.42. Deepen educational reform. Continue reforms of the examination and enrollment system by evaluating students not only by their final exam scores but also their performance in school. Students should get more than one chance to take an exam that decides their enrollment. Provincial-level educational authorities and schools should enjoy greater autonomy.43. Improve the supporting mechanism for employment and entrepreneurship. Employment-supporting policies should target college graduates, migrant workers, impoverished city dwellers and retired soldiers. Entrepreneurship of college students and making better use of government funds to help graduates work and start their own businesses should be promoted.44. Optimize the income distribution system. Improve collective bargaining between capital and labor to decide salaries and pay raises. Protect investors’ legal rights and improve the investment return system for listed companies. Increase residents’ income by diversifying investment channels. Improve tax deduction policies on charitable donations. Clean up gray income.45. Establish a fairer and more sustainable social welfare system. Stipulate policies for gradually suspending the retirement age of employees. The central government will take over the social pooling component of pensions for urban and rural residents. Speed up reform of pension programs for employees in public institutions affiliated with government departments. Diversify investment vehicles for the national social security fund. Further develope the elderly services industry and improve protection mechanisms for left-behind children, women and seniors.46. Deepen the reform of the medical and health sectors. Allow couples to have two children if one parent is a single child and improve the family planning policy. Speed the reform of public hospitals. Encourage private investment in the medical sector and prioritize supporting nonprofit hospitals run by private investors. Allow doctors to have a license to work in more than one hospital. Allow medical insurance to cover private hospitals.XIII—Social governanceEfforts are to be made to promote harmony and vitality of society and to maintain State security.47. Innovate social governance methods. Use legal frameworks and legal methods to reconcile social conflicts. The government should continue to optimize governance and service platforms at the grassroots level and respond to the interests of the people in a timely manner.48. Stimulate the vitality of social organizations. Social organizations will take over public services they are suitable to provide. The country will prioritize the development of industry associations, trade unions and social organizations in fields of science and charity, as well as urban and rural community services. They are to directly apply and register according to the law when they are founded.49. Reform the project of preventing and reconciling social conflicts. A plan will be established to evaluate risks to social stability in the making of major decisions. The country will further reform the administrative review system and correct illegal or inappropriate administrative actions. The petition system will be reformed and a system established to take public petitions online.50. Improve the public security system. The country will build a strict supervisory system covering food and drug safety. A tracing-back system will be created for food production and quality labeling. The country will set up a State security committee in order to ensure the security of the nation.XIV—Ecological civilizationA comprehensive system is to be established, featuring the strictest possible rules to protect the ecological system.51. Improve the property rights system for natural resources and the administration of their use. Register natural resources, such as bodies of water and forests, in the property rights system, establish a space-planning system and clarify development restrictions for land and space.52. Draw a “red line” for ecological protection. To set up a national park system. Build monitoring and warning mechanisms for the carrying capacity of natural resources and the environment. End the GDP assessment of key poverty-alleviation areas with fragile eco-systems. Explore and establish a natural resources balance sheet, officials will receive audits on natural resources when leaving office. A lifelong responsibility system for bioenvironment damage will be established.53. Establish a system of paid use for natural resources ecological compensation. Accelerate reforms of natural resources commodities pricing, and gradually levy taxes on all kinds of natural resources and space. Increase the price of industrial land. Develop a market for environment protection and push ahead with a trading system for pollution discharge, carbon emissions and water rights.54. Reform environmental protection and management systems. Establish a system in which all pollutants are monitored and regulated. Release timely environmental information and improve the reporting system to strengthen social supervision. Improve the pollutant-discharge licensing system and control the pollutants. Polluters who damage the environment must compensate for the damage and could receive criminal sanctions.XV—defense and army reformThe People’s Liberation Army must be loyal to the CPC, be able to win and be persistent with its good traditions.55. Deepen the reform of the military’s composition and functions. Improve the combined combat command systems of the Central Military Commission and military commands. Push forward reform of training and logistics for joint combat operations. Optimize the structure and command mechanism of the Armed Police Force. Adjust the personnel composition of the military and reduce non-combatant departments and staff members.56. Boost the adjustment of military policies and mechanisms. A modern personnel system for officers will gradually take shape with the establishment of an all-volunteer officer system as the initial step. Improve management of military expenditures.57. Boost coordinated development of military and civilian industries. Reform the development, production and procurement of weapons. Encourage private businesses to invest in the development and repair sectors of military products.XVI—CPC’s leadershipThe CPC must strengthen and improve its leadership in such a way to become a Party that learns, innovates and serves the people.58. Promote intra-Party democracy and firmly maintain the central leadership, ensuring that orders are timely received and fully implemented. The Central Reform Leading Group is commissioned to design and coordinate the reform.59. Reform the evaluation and promotion system for Party officials. Improve a system in which officials can be demoted or fired for poor performance. Encourage talent and clear barriers to recruiting the best. Smooth talent flow among Party and government bodies, enterprises and social organizations. Better attract foreign talent and overseas Chinese to develop their careers in China.60. Encourage innovation and exploration at the local and grassroots level. Strengthen the major reform pilot program, timely sum up experience and tolerate mistakes.OnlineSee more by scanning the code.儲存倉

【香港商報訊】記者葉佩瑜報道：不少旅遊人士喜愛透過旅遊網站預訂酒店，迷你倉但原來當中危機四伏，一不小心可能「財房兩失」。消委會於今年1月至9月期間，共接獲48宗涉及網上預訂酒店服務的投訴，投訴數字暫時較去年多出2倍，內容主要涉及價格或收費爭拗、預訂困難或預訂後未能入住等。該會建議消費者預訂前細閱條款，以及選用有聲譽的網站。 無房迫加錢升格住豪華房 根據消委會提供的投訴個案，邵小姐在旅遊網站預訂了內地一間酒店2晚住宿，她在入住當日下午到達酒店登記，惟被告知沒有其訂房紀錄，直至40分鐘後，酒店職員才確認其訂房紀錄，但卻表示她所訂的房間類型已滿，建議她加錢升格入住豪華套房；她與酒店再三理論，但礙於同行人士已疲累，最終唯有接受建議。她到達房間後，卻發現房間並未執拾，直至晚上9時，酒店才完成額外清潔；而退房當日，酒店竟因她延遲了15分鐘退房而要求她繳付罰款。最後她就個案向該會投訴，並獲網站同儲存倉退回升格客房多付的房價及延遲退房的罰款。 酒店指不包早餐追問不覆 另一個案投訴人袁先生於本年3月透過旅遊網站預訂巴黎一間酒店4晚住宿連早餐，但在入住當日卻被酒店告知費用不包括早餐，即使與旅遊網站聯絡後，酒店亦堅稱收費不包括早餐。他在入住酒店期間，透過電郵及客戶服務熱線要來跟進事件，但不獲回覆，後來更發現其網上訂購紀錄遭更改，由原來包括早餐改為包括免費無線上網服務。最後他就個案向該會投訴，並獲多收的早餐費退款。 小心交易選信譽好酒店 消委會宣傳及社區關係小組主席許敬文表示，在網上預訂酒店好處可「貨比三家」，但亦有不少限制，倘若旅遊網站在海外登記，在本港又沒有辦事處，要追討便十分困難。 該會建議消費者選擇信譽良好的酒店、注意公司註冊地點、細閱網站資料的時間性、問清楚其他收費、留意網站所用的交易貨幣、了解取消政策及手續費、觀察網站的安全措施，以及在確認交易時加倍留神。迷你倉最平

中共德昌縣委書記 王順雲德昌位於四川省西南部，迷你倉最平涼山州中南部，全縣幅員面積2284平方公里，轄4鎮18鄉、137個行政村、5個社區居委會，有漢、彝、�僳等23個民族，總人口21.5萬人。近年來，德昌縣委、縣政府堅持科學發展、加快發展、跨越發展，國民經濟與社會管理取得了長足進步。2012年，全縣地區生產總值52.5億元，規模以上工業企業完成增加值19.9億元，固定資產投資達41.1億元，地方公共財政收入達4.46億元，農民人均純收入8861元，城鎮居民人均可支配收入19905元。是全國科普示範縣、綠化模範縣、農村綠色能源示範縣，四川省衛生縣城、園林城市和新農村建設示範縣，正在創建四川省文明城市和省級生態縣。今後一段時期，德昌將深入貫徹黨的十八大和十八屆三中全會精神，奮力在全省全州多點多極發展格局中加快發展、競先發展，努力與全省全州同步全面建成小康社會。創新理念樹立全面小康新思路堅持科學發展、加快發展、跨越發展，圍繞全面建成小康社會奮鬥目標，著力“兩手抓”、突出“兩強化”、推進“雙提升”，抓實工業跨越、農業提升、旅遊突破、城鎮做精、民生改善、生態優良、社會和諧七大重點，傾力打造攀西戰略資源創新開發試驗示範區、現代特色產業培育示範區、新型城鄉統籌發展示範區、全域涼山核心增長極重要支撐，在全省全州多點多極發展格局中競先崛起，加快建設美麗富饒文明和諧新德昌。追趕跨越確立全面小康新目標著力實現“三步跨越”目標，即到2015年，全縣地區生產總值、規上工業增加值、固定資產投資、地方公共財政收入分別較2010年翻一番；2017年實現10億財政、100億GDP，加快建設千億級產業園區，固定資產投資累計完成200億元，城鎮居民人均可支配收入突破3萬元，農民人均純收入實現1.68萬元；2020年在全州率先全迷你倉建成小康社會，經濟社會發展達到成都經濟區發展水平。轉變方式發展全面小康新產業搶抓攀西戰略資源創新開發試驗區建設契機，培育壯大釩鈦鋼鐵、稀土加工、新型能源、農特產品加工、機械製造、石墨碳素、新型建材、現代物流等八大主導產業，全力推進重鋼釩鈦資源綜合開發利用、盛和稀土鍶鋇綜合利用、喜威翔農業機械製造等重大項目落地建設，到2030年將德昌工業集中發展區建成千億級產業園區，建成國家級釩鈦鋼鐵產業基地、國家級稀土產業基地、西南地區高端裝備製造基地、西南地區現代物流基地、攀西地區特色農產品加工集散基地，爭創省級示範園區和國家級高新技術經濟開發區。圍繞“農業增效、農民增收、農村發展”，大力發展立體農業、休閒農業和設施農業，鞏固壯大煙草、蠶（果）桑、蔬菜、林果、畜禽、花卉等6大特色產業基地，創新組織模式，延長產業鏈條，培育發展農業產業化龍頭企業、專合經濟組織、家庭農場等新型經營主體，打響“大涼山·德昌”品牌，2020年農民人均純收入突破2萬元。以螺髻山景區旅遊開發為突破，積極發展生態陽光、特色農業、民族風情等鄉村旅遊，建成“五大旅遊基地”。大力發展現代服務業，將德昌現代物流園建成攀西地區最具特色的綜合物流基地、倉儲基地、配送中心。統籌城鄉建設全面小康新城鎮圍繞西昌德昌冕寧同城化發展戰略，著力建設濱河景觀新區、城北產業新區、城南物流新區和城西商業新區，拓展城市空間，完備城市功能，打造優美環境，建成“攀西後花園·宜居鳳凰城”。完成前山、阿月撤鄉並鎮和王所、小高、茨達、六所、熱河等撤鄉建鎮。堅持“產村相融、連片推進”，重點實施108國道、高速公路沿線集鎮、新村建設，引導山區因地制宜建新房。到2020年，縣城建成區面積擴大到10平方公里，人口增加到10萬人，城鎮化率達到50.5%，農戶入住新村率達70%以上。儲存

【王郁倫╱台北報導】筆電產業景氣低迷，mini storage明年訂單集中廣達（2382）及仁寶（2324）趨勢明顯，加上產業多角化投資近尾聲，2014年筆電代工5哥資本支出手筆縮水，廣達估明年40~50億元與今年持平，緯創（3231）資本支出縮水20%，仁寶（2324）縮減至90億元，估降18%。 仁寶降幅近2成 筆電產業萎縮，使品牌大廠集中釋單壓低成本，廣達拿下華碩（2357）、宏�（2353）、惠普主力供應權，仁寶則吃下宏�跟聯想、戴爾self storage力供應資格，廣達估明年筆電增5~10%，仁寶估有5%成長。 仁寶總座陳瑞聰表示，明年資本支出在產線擴充及自動化投資上，和碩（4938）總經理程建中也表示，主要設備投資都在去年及今年完成，明年會與今年持平甚至更少，以設備汰舊換新為主。 緯創今年大幅縮減液電設備產能，加上因應iPhone接單，今年已砸28.56億元投資昆山廠設備擴充，今年資本支出高達2.5~2.6億美元，明年則將縮減至2億美元（59億元台幣），降幅達20%最高。迷你倉

我沒有臉書，儲存朋友偶然轉來一些臉書的文章，跟我分享。前天，他把中大新傳系女生鄧敏琳的感想轉來，看後，泛起一點漣漪。 打從去年3月25日，對香港已有一種莫名的失落。特首僭建、林老師事件、國民教育，及至近期的「港視」發牌，加速我想離開此地。每次上課跟學生討論時事議題，愈討論、愈灰心，也感到，新聞愈看愈沉重。曾試過不看新聞，把自己放在「吃、喝、玩、樂」的世界，仿效特首，聽不到；看不見，自我感覺良好。可惜，開車上班，又忍不住聽烽煙節目；回到辦公室，又忍不住拿報章看新聞，縱使放假，走過報攤或便利店，也忍不住買報紙，愈想遠離，卻愈靠近。 一次，在課堂談及「港視」發牌，說到心灰，一位女同學說：「唔明你點解咁灰心，你仲係壯年(感謝她的用語)，仲有好多�可以做，點解你咁灰心？」聽罷，回了一句：「到我這年紀，你就明白。」當下，這說話是更灰心的回應。坦白說，街上過，政總包圍過，文章寫了不少，也被人罵了不少，愈寫愈灰心。看見官員的嘴臉，看到政客為求利益，不顧公義，不理民情，我還能做甚麼？ 當我們的命運，掌握在立法會內僅得二十多萬選民的功能組別時，唯一希望迷你倉寄託傳媒身上，冀望傳媒發揮第四權的監督功能，發揮公義，不讓社會被淨化，但部分傳媒卻為自身利益，模糊真理，扭曲事實，怎教我不灰心？ 中大新傳系鄧敏琳同學在臉書的話，「教訓」了梁振英，也教訓了我。年輕人的積極，樂觀，令我感到羞愧。鄧同學說：「我們心灰，但不意冷，因為我們很喜歡這個地方，不想香港變得陌生。」「政總集會、遊行、回收食物、都是我們喜歡這地方的表現。」「我們不想和政府對立、誰想天天出來上街，我們只想守�我們固有的核心價值。」 是的，我們都愛這地方，萬人包圍政總，十萬人上街，都是愛港的表現，雖然無動於衷的政府，叫人沮喪，但若放棄這土壤，有天重返此地，只會更加陌生。不想陌生，也許如鄧同學所說，不可意冷。 曾經想過移民的你、我，看到鄧同學的一番話，未知有何感想？政客為利益背棄信念、背棄承諾、放棄守護核心價值，是此刻的事。年輕人才是社會未來的棟樑，他們愛香港，懂公義，不輕易言退，香港仍有希望。我們曾打算離開的一群，是否應該跟年輕人並肩作戰？ 黃天賜 (逢周五見報)香港浸會大學新聞系高級講師wtinchi2002@yahoo.com.hk儲存倉

繼引入強國品牌「特步」後，迷你倉今年渣打馬拉松「再獻新猷」， 頭一百個買夠廿蚊Snickers朱古力，然後WhatsApp收據的顧客，可免費得到價值300蚊的10公里參賽名額。當你7點起身上網，坐在電腦前苦等幾小時報名，翌日才發現原來鬥快買朱古力同樣可以參加，還可以省回280元，為了報名而冒著詐病曠工被炒的你，會否與王維基一樣憤怒？預留名額給贊助商沒有錯，但歐美日本的賽會，肯定不會像渣打般自我作賤，讓贊助商以跳樓價的廿蚊雞，把爭崩頭的賽事名額如水潑出去，而是把參賽名額用在更有意義的地方，例如為慈善機構籌款，或招募長跑隊伍並提供訓練，提升品牌的檔次。朱古力賽會用咁cheap、咁低水平、咁無意義、兼得罪一眾7點起身跑友的方法派膠，證明搞手都認為：「渣兜最多值廿蚊雞。」暗寸俾300蚊參加就真儲存傻仔。辦馬拉松的目的，並不是為了賺錢、不是為了一項例行公事、不是為了給梁特和禿鷹鳴槍、也不是為了少數跑者拼時間、更不是為了人數年年創新高，好讓金主洪丕正繼續呃細路說：「渣打馬拉松超越波士頓！」而是讓馬拉松彰顯人性的真善美，把天堂帶到人間，讓86歲的老婆婆跑手覺得死在路上也不錯。幸好，香港仍有一些有心人願意踏出第一步。明年3月，觀塘鬧市將會有一個別開生面的路跑，容我引述搞手之一、來自財經界的張亮所言： 「到那一天， 當我們不再認為辦跑步比賽只是為了少數跑者的快樂，而是幫助青年、社區的一個管道，是社會展現慈悲和創意的一個平台；當我們可以在香港每一個社區引領青年人跑步以改變命運，在每一個社區舉辦賽事帶來正能量，到時我們就可能真正做到了領世界之先的全城街馬！」比賽的詳情，下次再跟大家介紹。mini storage

香港文匯報訊（記者 裘毅 上海報道）經過上日大跌後，mini storage滬深股指昨縮量反彈。國家安全、土地流轉、教育傳媒等十八屆三中會改革熱點板塊引漲兩市，尤其是國家安全概念遭資金熱炒。創業板指強勁反彈超3%，帶動主板探低回升。滬綜指收報2,100點，漲12點或0.6%，成交719億元(人民幣，下同)；深成指收報8,156點，漲45點或0.56%，成交867億元。創業板指報12,497點，漲幅3.1%。銀房石油股領跌大市滬指昨微幅低開；深指小幅高開。之後股指下探創出調整新低。臨近中午收盤前半小時，以華誼兄弟為首的傳媒股快速拉升，創業板指止跌回升，帶動主板企穩。國家安全概念股大幅拉升、土地流轉概念表現強勢，但在銀行、地產股的拖累下，股指衝高回落，臨近尾市時傳媒、互聯網等題材股大幅活躍，滬指再度走高，收復2,100點。創業板指大漲3.1%，板內16股漲停。行業板塊方面，航天、電子信息、傳媒、汽車、醫藥等板塊漲幅靠前，銀行、房地產、煤炭石油板塊下跌。設立國家安self storage委員會是十八屆三中全會公報中最受關注的內容之一。分析人士稱，這將是一個層級高、範圍廣、兼管內外事務、以協調為主，決策權力在中央的國家安全委員會。可能為國防軍工、信息機密、城市安防等題材帶來投資機會。昨市場資金圍繞國家安全概念持續發力，資金炒作路線圖為軍工航天、信息安全至北斗導航，相關個股昨全線上漲，藍盾股份、任子行、啟明星辰、英飛拓、美亞柏科、航天通信、中國衛星、中航動控、立思辰、四創電子等10股漲停。傳媒股推創業板飆升有報道稱，安徽省宣佈農村集體建設用地流轉正式開閘，共有20個縣區參與試點，令安徽土地流轉概念股表現強勢。傳媒股全天大漲近5%，引領創業板指大幅反彈，收報1,249點，華誼兄弟一度漲停，收漲9.7%。銀行股則普遍下挫領跌兩市，興業銀行跌近3%，浦發銀行、平安銀行、交通銀行等跌幅居前。分析人士稱，滬指仍處於弱勢，短線還看不到大機會，建議多看少動為主。創業板短線可能企穩再次上攻60日均線，激進者可適度參與短線強勢品種趨勢操作。迷你倉

年已八旬的教育家劉道玉，儲存現在的生活非常有規律，夏天每天早上5點起床，坐到電腦前第一件事就是查收郵件。不管誰發來的郵件，他都會回複。而對於登門求教的年輕人，也是來者不拒。雖然年事漸高，劉道玉仍筆耕不輟，著書立說，繼續為教育改革呼喊。【人物名片】劉道玉 1933年11月生，湖北棗陽人。1977年任國家教委高教司司長，對恢複高考起了推動作用。1981年至1988年擔任武漢大學校長，是當時國內高等院校中最年輕的校長。在任期間，他在武漢大學率先推行了學分制、插班生制、導師制、取消輔導員等一系列改革措施。曾出版《高等教育改革的理論與實踐》、《知識·智力·創造力》等10多部著作。1985年獲得法國總統密特朗頒發的最高榮譽勳章。一日生活5點起床 坐電腦前先看郵件劉道玉的生活非常有規律：夏天時，每天早上5點鐘起床，洗漱完了以後自己做早餐，6點半吃完，7點鐘就坐到書房了。從上世紀80年代當校長時，他就形成習慣，來者不拒，有求必應，有信必回。至今，這習慣依然保留。他每天在電腦前的第一件事是看郵件，不管是誰給他發來的郵件，他都會回複。7點半到8點半，他會在學校內散步，九點開始，一直工作到十一點。12點吃完午飯以後，他會稍微休息，從12點半到下午1點半，睡一個小時。起來後工作到3點半。之後他會打開電視，看一些體育節目。晚飯以後，又是一個小時散步。冬天，他尋找有陽光的地方走，夏天在樹陰底下走。他現在還保持“學而不厭，誨人不倦，思考不止，寫作不輟”的作風，家里共有6份報紙，《參考消息》《南方周末》，以及中央黨校送的《學習時報》等。每天早晚，他各有一個小時的自我按摩，從頭到腳，並和老伴一起做自己編的保健操。之後，他會看報一個多小時，然後休息。日常習慣隨遇而安 5600塊退休工資很知足在生活的很多方面，他基本上是隨遇而安。他的睡眠很好，在哪裡都可以睡著。他隨遇而思，在什麼地方都可以思考。他隨遇而學，電腦被兒子佔用了以後就坐在凳子上看書。他隨遇而寫，因為坐得太長對身體不好，他坐大概半刻鐘就起身走動，走動回去後，馬上又可以恢複原來的思維繼續寫。遇上有人來談話，結束以後他可以接著原來思維寫下去。他的右手吃飯不抖，用刀不抖，就是寫作時會抖動（書寫艱難症）。有一次，因為右手顫抖得很厲害，把電腦鼠標點錯了，5萬多字的稿子消失了。他專門請了搞電腦的專家，也沒有找到。後來，他硬是憑記憶，把稿子全部回憶起來，重新寫過。劉道玉上網時間不多，主要是收藏自己需要的資料。他每個月會到書店買一本新書，然後讀完。最近幾個月讀完的包括托克維爾的《舊制度大革命》，錢穆的《中國思想百年史》，沈寧的《培育自由》等。對於後者，他的感嘆是，“美國的教育培育自由，中國的教育限制自由，你說怎麼整？”和他住在一起的是小兒子一家。他的大兒子是科學家，在北京工作，逢年過節經常回來。如果家里人外出遊玩，就成了他寫作的最好時機。劉道玉一生既不抽煙也不喝酒，既不吃請也不請吃，包括很多學生來請他吃飯的時候，他都說免了。他經常接受一些媒體的採訪。但是一般不上電視台。“北大的世紀大講堂找過我三次，鳳凰衛視找了我幾次，我都拒絕了，我說我其貌不揚，不宜上電視。”自上世紀80年代末以後的十多年裡，他每月只有三千多元的薪水，說他是有問題的人，十多年不給他漲工資。現在，他每個月5600塊退休工資，“比我當時任職期間的副校長工資還低。但是我很知足。‘無病第一利、知足第一富、善友第一親、涅槃第一樂，這四個第一對我影響很大。”（下轉C07版）（上接C06版）八十大壽莫言賀壽詩：“先生聲名重，改革舉大旗”去年，是劉道玉80大壽（虛歲）。在各地學生們的策劃下，他在北京、上海、廣州、武漢各舉辦了一場活動。分散在各地的武漢大學校友，在工作崗位上不能回武大，希望他去當地。第一場活動2012年10月8日在廣州舉行，學生們搞了一場兩百人的慶祝劉道玉80歲的聚會。第二場活動10月28日在北京昌平舉行，迷你倉起人是《女大學生宿舍》的作者喻彬，共識網創辦人周志興的夫人。當天，一百多名身在北京的武漢大學校友為劉道玉賀壽。第三場活動是武漢大學上海校友會11月18日張羅的。第四場活動是11月24日他生日當天在武漢舉行的，三百多人為他們敬愛的校長拜壽。武漢大學的插班生、作家野莽的壽禮，是他用三年時間寫就的，長達80萬字的《劉道玉傳》。他的學生，日本文學翻譯家許金龍，則帶去了好友莫言題寫的賀壽詩：“先生聲名重，改革舉大旗。敢為天下先，甘做護春泥。桃李遍九州，文章煥萬世。八十正當年，百歲�人期。”劉道玉感到滿足，“人要知足，我非常知足了。”今年6月，由《科學中國人》雜誌主辦的“科學中國人(2012)年度人物頒獎典禮”在北京萬壽賓館舉行。劉道玉成為了六位獲獎者之一，獲得“傑出大學校長獎”。青年之友對上門訪問者，來者不拒當校長的時候，劉道玉就是來者不拒，有求必應。現在武大校內的學生，外校的學生，還有理論界、新聞界的朋友，還是不斷來訪問。在身體允許的情況下，劉道玉都會接待他們。華師一附中有個美術老師，每天面對學生教書都很困惑。後來，這個老師經過打聽，通過好多關係輾轉聯繫上了劉道玉。劉道玉讓她到家里來，兩人談了三個小時。為什麼中國教育變成這個樣子？孩子們為什麼一個一個都變成了小綿羊？為什麼這些學生課堂上不敢提問？為什麼這些學生都循規蹈矩？這個老師的疑問，劉道玉一一做瞭解答。武大教科院有一個研究生畢業了，這個人找劉道玉借過書。第三次見面的時候說，劉校長，我教育學碩士畢業以後，考公務員兩次分數都是名列前茅，但沒有被錄用。我參加教師招聘，成績第一，結果說我年紀大（32歲），也不予錄用。劉道玉給予鼓勵後，暗中推薦這個畢業生到國際楓葉學校，結果被聘用了。這個畢業生很感激，要來拜訪劉道玉。劉道玉說，來拜訪我歡迎，送任何禮物我絕不允許你進門，我幫你，就是出于一個教育者的良心。臨別時，這個畢業生請劉道玉在本子上寫一句話，劉道玉說，這句話是我一生的體會：“教育是值得摯愛、摯誠和為之獻身的偉大事業。”著書立說呼籲教育變革 “愛之深，責之嚴”通過著書立說呼籲教育改革，是劉道玉近年來下力最大的工作。2005年，劉道玉《一個大學校長的自白》出版之後好評如潮。沒過多久，這本書在湖北省就買不到了。但是，其他地方一直有賣。2011年，世界知識出版社推出這本書的增訂版，改名《拓荒與吶喊：一個大學校長的教改歷程》推出。這個版本，劉道玉特意增訂了10萬多字。除此以外，他還陸續出版了《中國高校之殤》，以及一套五本的“創造教育書系”。他現在正在寫一本《我的理想大學》。“這本書可能會全面反思解放以來教育政策的錯誤。”他的專著寫作經常被現實中的其他事情所打斷。最近，他剛剛在《學習時報》發文，指出珠江三角洲是自然形成，以後的長江三角洲、渤海三角洲、西三角、中三角都是人為的，都是炒作。“中三角是湖南、湖北、江西、安徽4個省45個市聯合起來，我說這是無知的。是一個人的身體輕一些轉動靈，還是一個身體有臃腫病，肥胖病的人轉動靈？”除此以外，他還思考了五四運動和思想啟蒙問題。但是，劉道玉撰文最多的還是談教育。他最新的著作中秋節剛剛面世，這就是華中師範大學出版社出版的《劉道玉演講錄》，書中的內容，90%都是談教育。“80年代任過大學校長任過書記的人，除了我以外，現在還有沒有執著地研究教育，為教育改革而吶喊的？愛之深，責之嚴，我今天對中國教育的很多批評，那都是我對這個國家熱愛的一種表現，否則我就不可能去思考。”這是一個年過八旬的老者，還心系教育的夫子自道。■ 歲月回聲大學校長應該職業化，職業化的意思是說，他只能做校長的管理工作，不能分心去做別的事情。同時，大學校長首先應該是一個教育家，他要懂得教育理論、懂得教育的規律，他應該有自己辦學的理念，而不僅僅只是上傳下達。——錄自新京報2005年10月20日劉道玉訪談 C06-C07版採寫/攝影 新京報特派武漢記者 張弘儲存倉

何天驕 孫旭從20世紀90年代起, 文化創意產業在全球範圍內迅速崛起，迷你倉並逐步成為一些發達國家和地區最重要的戰略性支柱產業，創意產業在國際上的興起，被認為是繼高新技術產業後的經濟發展又一個新增長點。我國文化創意產業的發展自2003年6月召開全國文化體制改革試點工作會議大力發展以來，已經歷近10年的歷程。北大文化產業研究院副院長陳少峰向《第一財經日報》表示，未來我國文化創意產業的發展要依靠企業的力量，依靠市場的自由競爭。文化創意產業歷程隨著新世紀的到來，國民收入水平的逐步提高，閑暇時間增多，人民群�的精神文化需求會有大幅度提高，文化消費市場潛力巨大。大力發展文化創意產業，有效拉動內需，促進經濟增長成為共識。隨著發展文化創意產業被寫入“十一五”文化發展綱要，有關部門相繼出台了扶持、優惠政策，作為新興產業的文化創意產業呈現出強勁發展勢頭。北京、上海、重慶、廣東、浙江、深圳、沈陽、西安、麗江9個省市和35個文化宣傳單位進入了文化體制改革試點。批准深圳大芬油畫村等42個單位為“全國文化產業示範基地”。2008年國際金融危機爆發帶動了文化創意產業爆發式增長。當時，我國外貿出口和製造業受到很大衝擊，增速大幅回落，當年第四季度工業增長降到5.8%，全年出口下降了8.5%。在嚴峻的形勢下，文化創意產業卻逆勢上揚。如電影票房收入增長達30%以上，動漫、遊戲產業增長達46%。2009年，在國家一系列刺激經濟發展的政策指導下，經濟迅速回升，增長達9.2%，而文化創意產業的增長達17%，為保增長作出了重要貢獻。機遇面前，國家不僅在《政府工作報告》中首次提出要積極發展文化創意產業，同時還出台了《文化業振興規劃》和《關於金融支持文化產業振興和發展繁榮的指導意見》等指導性文件。國家“十二五”規劃中也將進一步提出大力發展文化創意產業的政策，這說明積極發展文化創意產業已上升為國家戰略，文化創意產業迎來了巨大的發展機會。盲目發展存隱憂為了更好促進文化創意產業發展，讓一些政策更好地落實以及形成產業集群效應，我國開始推廣建設文化創意產業園區，然而問題很快出現，一哄而上、盲目發展、熱衷授牌、惡性競爭等亂象開始在多地文化產業園區和文化產業示範基地中出現。“文化+地產”的模式促成了地方政府和企業的“雙贏”，因而在全國被不斷複制。具體到文化產業園而言，出現了很多“掛羊頭賣狗肉”、“以文化之名行地產之實”的各類動漫、創意文化園區，有些產業園缺乏明確定位、同質化嚴重。據北京大學文化產業研究院的統計，到2010年全國一度有1300多個文化產業基地或園區。南京信息工程大學教授倪方六認為，目前地方發展文化產業主要有兩條線：以文化名義圈地搞園區、招商引資，以“綜合性多功能”為理由self storage設高樓大廈，認為有了硬件再加幾個企業就可以形成聚集效應並提升文化層次；另一條線則是依托地方自有歷史傳承，如博物館、風景區等賣門票，形成所謂特色文化品牌——搞門票經濟，旱澇保收。對於前幾年各地都在建設的文化創意產業園區，陳少峰認為存在以下問題：首先是同質化嚴重，各地不顧自身的特色和實際情況，盲目上馬一些雷同的項目，最終導致各地區的創意產業結構嚴重趨同和惡性競爭；其次是地產化嚴重，個別地方借用文化創意產業園區的名義，變相發展房地產；第三是硬件化嚴重，創意園區多將資金投入園區的硬件建設，而忽略了軟件等的投入。為了防止文化創意產業園區盲目建設，文化部于2010年7月出台了《國家級文化產業示範園區管理辦法（試行）》，對文化產業園區的申報、命名和監督管理提出了明確的規定和要求。去年，文化部發佈了《文化部“十二五”時期文化改革發展規劃》，規劃要求嚴格控制文化產業園區數量，在“十二五”時期，國家級的文化產業示範園區會嚴格控制在10家左右。同時，文化部對於國家級文化產業示範園區同樣設立退出制度。對於出現“因政策或經營方向調整而改變園區性質”等八類行為的園區，文化部將撤銷其“國家級文化產業示範園區”的稱號。向企業主導轉變陳少峰向記者表示：“目前我國文化產業的發展已經由政府推動逐漸向企業主導轉變。前十年政府主要通過出台各種政策和提供扶持資金推動文化創意產業的發展，比如各地建設的文化創意產業園區、文化出版企業的轉企改製等等；未來我國文化創意產業的發展要依靠企業的力量，依靠市場的自由競爭。”這並不代表政府對文化創意產業的扶持政策可以退出。由於文化創意產業的投資風險很大，為促進文化創意產業快速發展，政府的支持和適當的風險控制就很重要。不過，上海社會科學院部門經濟研究所所長厲無畏指出，政府控制創意產業發展的風險，應該集中在制度建設和適當的扶持政策，並進一步完善市場機制。通過政府引導，讓市場發揮積極作用。政府可以出資或部分出資建立各種基金（如種子基金、風險投資、私募股權基金，等等），在基金運營成功後也可擇時退出，以扶持相關產業發展。此外，政府也應當進一步加強知識產權保護，完善相關法律法規。對於文化創意產業的知識產權保護問題，陳少峰認為隨著互聯網和移動互聯網的發展，文化創意產品的知識產權保護問題將得到改善。“比如在移動端，由於幾大電信運營商的控制，盜版將在很大程度上得到抑制，最起碼已經有了保護版權的機制。”陳少峰還指出，目前在文化創意產業領域存在企業的兩極分化現象。“做平台的企業要遠比做內容的企業更賺錢，比如百度、騰訊的市值要遠超一些影視文化公司。但是文化創意產業的核心還是內容的創意，如果缺少對內容創新的激勵，很難出現好的作品，整個產業也就很難發展。”迷利倉

巨量資料（BIG DATA）時代來臨，迷你倉GOOGLE的檢索搜尋、YOUTUBE的影片分享與FACEBOOK的社交等，全球性網路服務多元，加上快速普及的智慧型行動電話，都加速巨量資料的形成，零售業又是運用巨量資料領先的行業，藉以快速掌握顧客喜好，調整生產銷售決策。巨量資料之應用可依資料型態與來源區分。一般企業處理的資料類型，以傳統資料庫之結構化資料、網頁、XML文件等半結構化的資料為主，來自社群、感測網路的資料相對較少。雖然不同行業型態的企業對巨量資料處理分析的應用不同，但一般企業應用仍以尋找新市場機會、協助決策、提升營運╱服務效率，或針對顧客需求進行精準行銷等為主。零售業領先使用零售業是運用巨量資料相對領先的行業，藉以快速掌握顧客的喜好變化，調整生產銷售決策，創造營收成長的新動能。例如，美國零售業龍頭WAL-MART鎖定FACEBOOK、TWITTER等熱門社群網站，企圖從顧客在網站上之商品討論，快速掌握潛在消費需求。電子商務業者AMAZON也從過去購買歷史資料之分析，進而提供個人化商品建議，提供加值服務，確保消費者之黏著度。EBAY每天收集消費者對數萬種商品進行的數百萬次網上查詢，進行商品分析，擬定行銷策略等，目前每天新增資料量高達50PB（PETABYTE）。對上述企業而言，巨量資料的應用可謂其競爭力與業務創新之重要來源。透過巨量資料分析，將使企業之科技服務模式從被動演進至主動出擊型態，可協助企業掌握先機，形成差異化，提高競爭優勢。此外，巨量資料在公共、醫療等各領域，亦有不同應用。對政府部門之公共領域應用而言，可透過感測網路之建置，持續收集資料，運用累積之巨量資料分析，進行都市計畫建設、防災措施乖規劃或解決塞車問題等，協助解決社會相關問題。醫療領域在病歷等相關資料，累積達到一定巨量化程度後，如何從中找出可用價值，值得深思。例如，從相同疾病之病患交叉分析，找出關聯性深入研究，有助於疾病預防與醫療突破。巨量資料分析與雲端運算之發展有密不可分的關係，巨量資料興起，將帶動全球雲端服務市場發展，甚至被視為雲端運算的殺手級應用之一。巨量資料處理與分析mini storage非單一技術，而是運算、儲存、資料庫、分析軟體等眾多技術的整合。就資訊部署而言，欲進行巨量資料的分散式運算，若不藉助雲端之運算、儲存或網路等可靈活調度的資源，自行投資電腦等相關資訊設備，成本負擔將當相沉重。帶動雲端運算新商機因此，雖然各行業皆可藉由巨量資料分析協助經營決策等，但大部分並只需進行每週╱每月╱每季等不同頻率的資料分析；即使需要即時性分析，企業亦不需要為此投入大量資源，建構資料分析環境，運用雲端強大且彈性調度之運算、儲存、網路等軟硬體資源，可謂最佳選擇。目前已有雲端服務業者在雲端平台上提供相關租用服務，如資料運算技術HADOOP，大幅降低企業進行巨量資料分析之門檻。在巨量資料分析相關技術與產品持續進展下，目前新產業正在萌芽，相關業者亦在摸索最適合的服務模式。除軟體技術、分析工具、硬體設備，資料分析專業人才更是不可或缺的要素。巨量資料分析專家與一般軟體程式設計師不同，需具備數學專業、統計分析方法等技術面能力與相關經驗，技術或可經由學習課程逐漸熟悉，經驗累積則需一段時間慢慢養成。根據日本相關研究單位的估計，一位分析專才養成之成功率僅約1∼2％。大量資料收集不是問題，但分析不易，若無法透過專業分析人員萃取其中精髓，產生實質價值，熱潮恐怕無法持續維持。此外，資料量愈龐大，或有助於便利服務的提供，公共建設的推動，但另一方面，亦暗藏侵犯個人隱私的風險。對於資料管理機制、收集運用之目的、階段等細節，若未對客戶清楚說明，取得同意，將有觸犯相關法規之風險。屬於個人的資料若被公開，將直接會間接帶給個人困擾，甚至造成危險。因此，如何在使用資料之同時，兼顧個人隱私保護，是相關業者在應用巨量資料時，須審慎面對的課題。在雲端運算環境趨於成熟，大幅降低巨量資料分析應用門檻之下，各領域企業、政府等各界皆須積極面對巨量資料可能帶來的衝擊與效益。從應用面觀之，運用巨量資料進行分析，企業可望從中發掘新業務機會，進行精準行銷，或提升市場競爭力等，政府機關可藉此協助都市規畫或災害預防，解決社會問題，個人亦可能因此改善生活品質。（本文作者為資策會MIC ITIS計畫產業分析師）迷你倉